If you cannot establish a defence or a successful Special Reasons Argument, the consequences are severe. A conviction for driving without insurance carries between 6 and 8 penalty points and a significant fine. For a new driver (within two years of passing their test), 6 points means their licence is revoked automatically. For any other driver, 6 or 8 points can be a huge step towards a "totting up" ban if they have any existing points. At Motoring Defence, our primary goal is to protect you from these licence-ending points.

Do not assume you have to simply accept the points for an allegation of driving without insurance. The law provides a vital lifeline, but it is a complex legal argument that requires expert preparation and representation. If you are facing this charge, contact the specialists at Motoring Defence to explore whether a Special Reasons Argument can save your licence.